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penurious

(p/I/'n/j//U//@/r/i//@/s )

adjective (a)

Excessively sparing in the use of money; sordid; stingy; miserly.
nian berhemat dalam penggunaan duit; kotor; bakhil; bakhil.
source: webster1913

adjective satellite (s)

not having enough money to pay for necessities
tidak memiliki cukup uang untuk membayar semua kebutuhan
Synonym:
hard up, impecunious, in straitened circumstances, penniless, pinched

source: wordnet30
excessively unwilling to spend
nian enggan menghabiskan
Example:
Lived in a most penurious manner--denying himself every indulgence.

Synonym:
parsimonious

source: wordnet30